Search references for REFINANCING. Phrases containing REFINANCING
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Replacement of one debt obligation with another under different terms
Look up Refinancing in Wiktionary, the free dictionary. Refinancing is the replacement of an existing debt obligation with another debt obligation under
Refinancing
Tendency for prepayments to drop after rates fall, rise, and fall again
advantages of refinancing will have done so already when rates declined in previous periods and this prepayment behavior is called refinancing burnout. Collateralized
Refinancing_burnout
may be extremely difficult. Refinancing is also known as "rolling over" debt of various maturities and so refinancing risk may be referred to also as
Refinancing_risk
Type of loan
Deutsche Bundesbank defines refinancing simply as the procurement of central bank money by commercial banks. In banking, refinancing is only used for cash loans
Cash_out_refinancing
Government body that manages currency and monetary policy
eligibility frameworks, when conducting asset purchases and also in their refinancing operations. But critics such as Jens Weidmann are arguing it is not central
Central_bank
Mortgage refinancing process in the U.S. for Federal Housing Administration mortgages
Streamline refinancing is a mortgage refinancing process in the United States for Federal Housing Administration (FHA) mortgages that reuses the original
Streamline_refinancing
US housing legislation passed in 1933
The Homeowners Refinancing Act (also known as the Home Owners' Loan Act of 1933 and the Home Owners' Loan Corporation Act) was an Act of Congress of the
Homeowners_Refinancing_Act
Total amount of debt owed to lenders by a government/state
A country's gross government debt (also called public debt or sovereign debt) is the financial liabilities of the government sector. Changes in government
Government_debt
Type of mortgage where a large final payment is expected
the loan by the end of the loan term. That may mean that there is a refinancing risk. Adjustable rate mortgages are sometimes confused with balloon payment
Balloon_payment_mortgage
US mortgage, financial services company
Group specializes in residential mortgages, mortgage refinancing, home loans, and home loan refinancing. As of 2023[update], it was one of the largest mortgage
Mr._Cooper_Group
Method of implementing monetary policy
main categories of refinancing operations that can be employed depending on the desired outcome: Regular weekly main refinancing operations (MRO) with
Open_market_operation
The Nigeria Mortgage Refinance Company Plc (NMRC) is a Nigerian financial services company that was established to develop both the primary and secondary
Nigeria Mortgage Refinance Company
Nigeria_Mortgage_Refinance_Company
American student loan company
that provides education financing products, including student loan refinancing, and private student loans. The company evaluates applicants using a
Earnest_(company)
Government owned All India Development Financial Institution and Regulatory Body
The National Bank for Agriculture and Rural Development (NABARD) is an All India Development Financial Institution (DFI) and an apex Supervisory Body for
National Bank for Agriculture and Rural Development
National_Bank_for_Agriculture_and_Rural_Development
British film and television studio
26 June 2025, Shinfield Studios successfully secured a £250 million refinancing package with Apollo Global Management as the new lender. Occupying a
Shinfield_Studios
Document tied to a bank account with a fixed term
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings
Certificate_of_deposit
Type of mortgage loan in the United States
where allowed by state laws. In a refinance where the loan is a VA loan refinancing to VA loan (IRRRL Refinance), the veteran may borrow up to 100.5% of
VA_loan
State development bank of North Rhine-Westphalia
NRW.Bank (incorporated as NRW.BANK) is the promotional bank of the German state of North Rhine-Westphalia (NRW) based in Düsseldorf and Münster. It's an
NRW.Bank
Owner of a rented building, land or real estate
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Landlord
Type of asset-backed security
prepayment rates (a critical business risk for any company specializing in refinancing). As of the second quarter of 2011, there was about $13.7 trillion in
Mortgage-backed_security
American asset manager
company later set refinancing for $2.7 Billion in taxable auction-rate preferred shares and has placed $500 Million of VRDP refinancing for its municipal
Nuveen
Laws protecting against unreasonable evictions
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Just_cause_eviction
worked at as a teenager shows up at the firm to ask Donald for help refinancing after the government has decided to foreclose on it. Although Donald
List_of_Traders_episodes
FHA-Secure was an American Federal Housing Administration refinancing program to help borrowers avoid foreclosure. It was similar to other FHA loans.
FHA-Secure
Global research and consultancy firm
employee buy-out from Deutsche Bank backed by the Bank of Scotland 2005: Refinancing deal, involving Candover Partners acquiring equity through the exit of
Wood_Mackenzie
Canadian real estate company
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
QuadReal_Property_Group
American financial services company
Money was raised to expand the footprint of the company's student loan refinancing business and to extend into new products like mortgages and personal
SoFi
Association football club in England
between 7% and 20%. In July 2006, the club announced a £660 million debt refinancing package, resulting in a 30 per cent reduction in annual interest payments
Manchester_United_F.C.
Home appliance service maintenance agreement
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Home_warranty
Account of the Glazer family's tenure as owners of Manchester United Football Club
November 2010 by unspecified means. In August 2012, as part of further refinancing, the Glazers sold a number of shares in Manchester United in an initial
Glazer ownership of Manchester United
Glazer_ownership_of_Manchester_United
Mortgage larger than is normally allowed
discount, often required by law for those refinancing within 1 year to 10 years. The largest discount is for refinancing within one year. As house prices rose
Jumbo_mortgage
Spanish real estate company
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Neinor_Homes
Real estate valuation measure
an attempt to lift equity returns, generating negative cashflows and refinancing difficulties. As U.S. real estate sale prices have declined faster than
Capitalization_rate
European Central Bank monetary policy instruments
targeted longer-term refinancing operations (TLTROs)?". Banco de España. 2022-01-20. Retrieved 2025-12-02. "Targeted longer-term refinancing operations (TLTROs)
TLTRO
Australian resort and casino company
second trading halt in a week, as the company tried to find or complete a refinancing deal to ensure it could continue as a going concern. On 7 April 2025
Star_Entertainment_Group
Start of mortgage process
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Mortgage_origination
Type of loan in which the borrower uses a home as collateral
Retrieved 2022-09-22. E., Khandani, Amir (2009). Systemic risk and the refinancing ratchet effect. National Bureau of Economic Research. OCLC 476699518
Home_equity_line_of_credit
Form of financial risk primarily associated with fixed income securities
Interest rate Systematic Systemic Volatility Liquidity risk Deposit Refinancing Margining Investment risk Execution Model Valuation Business risk Country
Reinvestment_risk
Private equity real estate firm based in Boston
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Rockpoint_Group
Real estate investment company
to open in early 2024. In January 2024, Cain received a £188 million refinancing for The Stage from Macquarie Capital. The company purchased ten construction
Cain_(company)
fees due at the time of closing a loan. When acquiring a mortgage or refinancing, a lender or broker may show that an appraisal fee is POC because the
Paid_outside_closing
American businessman, founder, Chief Executive, Chairman and Executive Director
on phone conversations through about June 2008 when he lined up the refinancing, but the illness could explain its failure to materialize." On April
JB_Carlson
Conglomerate company
Partners. Until 2022 the financing and refinancing took place in two stages – (the first being) the refinancing of the so-called SPFA loan by a bond issued
Fortenova_Group
Political response to an economic event
main refinancing operations (MRO) are from repo auctions with a (bi)weekly maturity and monthly maturation, the ECB now conducts Long Term Refinancing Operations
Policy reactions to the euro area crisis
Policy_reactions_to_the_euro_area_crisis
UK Residential property development company
losses. In November 2019, Barrett announced that it had completed its refinancing and was actively seeking to open new sites once again. During the early
Barratt_Redrow
Financial arm of ECOWAS
medium, and short-term loans, equity participation, lines of credit, refinancing, financial engineering operations, and related services. EBID emerged
ECOWAS Bank for Investment and Development
ECOWAS_Bank_for_Investment_and_Development
American software company based in Miami, Florida
Retrieved 21 April 2026. "Morgan Stanley Revives $4 Billion Finastra Debt Refinancing Plan". Bloomberg. July 17, 2025. Retrieved 21 April 2026. Ng, Hon; Thomas
Kaseya
Worldwide economic crisis
2004, and 4.6 in 2006. This housing bubble resulted in many homeowners refinancing their homes at lower interest rates, or financing consumer spending by
2008_financial_crisis
loans. Liquidity of the credit institutions is directly related to the refinancing needs. Gross loan is the total amount of loans, refinanced by credit
Gross_loan
Regulatory Body
statutory role in the financial markets through credit extension and refinancing operation activities and cater to the long-term financing needs of the
Small Industries Development Bank of India
Small_Industries_Development_Bank_of_India
Entity whose failure may trigger a crisis
Interest rate Systematic Systemic Volatility Liquidity risk Deposit Refinancing Margining Investment risk Execution Model Valuation Business risk Country
Systemically important financial institution
Systemically_important_financial_institution
Series of payments made at equal intervals
Rent-to-own Student loan Pawn Title loan Payday loan Refund anticipation loan Refinancing Debt consolidation Debt rescheduling Bankruptcy Employment contract Salary
Annuity
Irish businessman (born 1964)
plans to partially float. In July 2008, O'Reilly announced a five-year refinancing of the company's borrowings and credit lines, totalling US$1.1 billion
Cameron_O'Reilly
Currency of the European Union
liabilities vis-à-vis the ECB. These liabilities carry interest at the main refinancing rate of the ECB. The other 92% of euro banknotes are issued by the NCBs
Euro
Promissory note
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Mortgage_note
loan(s) obtained to purchase property is/are non-recourse, but subsequent refinancing of a first mortgage and/or acquisition of a 2nd (3rd, etc.) are recourse
Deficiency_judgment
your current mortgage, financing an investment property, or considering refinancing. Here are some of the common promotional offers used by mortgage lenders:
Mortgage_cashback
Form of secondary financing
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Wraparound_mortgage
Agriculture) mortgages; no closing cost refinancing; and HARP (Home Affordable Refinance Program) refinancing options. The company is known for its philanthropy
James_B._Nutter_&_Company
Real-time gross settlement system in the EU
allotment procedure in refinancing operations and the extension of longer-term refinancing operations – the total volume of refinancing credits provided has
TARGET2
American politician and attorney (born 1951)
to negotiate each refinancing. In 2004, Kennedy told the state legislature that he could save more than $1.4 billion by refinancing the state's debt.
John Kennedy (Louisiana politician)
John_Kennedy_(Louisiana_politician)
"Optimal Mortgage Refinancing: A Closed Form Solution" offers insights into the decision-making process behind mortgage refinancing. Research such as
Sumit_Agarwal
European style coffee house brand
2022). "Issa brothers' hopes denied by Caffè Nero refinancing". "Caffè Nero completes £330m debt refinancing as it looks to grow". restaurantonline.co.uk.
Caffè_Nero
Bank in Budapest, Hungary
The Year EXIM Awards 2024 Bank of the Year 2023 Most Successful Green Refinancing Partner 2023 Most Active Leasing Company 2023 FocusEconomics Analyst
MBH_Bank
interest rates through refinancing, since banks traditionally require a loan-to-value ratio (LTV) of 80% or less to qualify for refinancing without private mortgage
Home Affordable Refinance Program
Home_Affordable_Refinance_Program
Regulations to reduce increases in housing rents
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Rent_control
Ownership of a temporary right to hold land or property
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Leasehold_estate
Act of reorganizing the legal, ownership, operational, or other structures of a company
and distribution Renegotiation of labor contracts to reduce overhead Refinancing of corporate debt to reduce interest payments A major public relations
Restructuring
British multinational airline holding company
Court for the Southern District of New York approved its $2 billion refinancing plan. In November 2021, Avianca Holdings announced they would move their
Avianca_Group
Defunct entertainment company
idea of refinancing the London Eye but the Tussauds group blocked the deal at every opportunity. Marks went on to comment that without a refinancing deal
The_Tussauds_Group
Buildings or land intended to generate a profit
debt backed by European commercial real estate is expected to require refinancing in the next three years, according to PropertyMall, a UK‑based commercial
Commercial_property
Real estate listing information
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Multiple_listing_service
18th-century economic speculation bubble
The South Sea Company was a British joint-stock company founded in January 1711, created as a public-private partnership to consolidate and reduce the
South_Sea_Company
Data exchange standard
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Real Estate Transaction Standard
Real_Estate_Transaction_Standard
Canadian prototype flying car
The Moller Skycar is a flying car with VTOL (vertical take-off and landing) capability which has been under development by Paul Moller for over fifty years
Moller_M400_Skycar
the average salary reached $436 (3,559,600 with 8,165 per dollar). Refinancing rate (analogue of discount rate) rose from 10.5% in December 2010 to
Economy_of_Belarus
British private equity firm
"Caffè Nero in £99 million refinancing". Growth Business. Retrieved 20 November 2024. "Hutton Collins completes refinancing of Caffè Nero". Private Equity
Hutton_Collins
Maintenance provider of aircraft parts
Aveos Fleet Performance Inc. (Aveos) was a maintenance, repair and overhaul (MRO) provider of airframe, component, engine and maintenance solutions.[buzzword]
Aveos_Fleet_Performance
South African hospital company
4 August 2022. Retrieved 19 May 2023. "Mediclinic gains from R29bn refinancing". Financial Mail. 11 September 2012. Retrieved 3 February 2016. "Medi-Clinic
Mediclinic_Group
Financial product
repayment on the one hand but this is associated on the other hand with refinancing risk or market value risk - the risk that the market values of the assets
Covered_bond
Satellite telecommunications company
listed on Nasdaq Stockholm Mid Cap. In September 2025, Ovzon signed a refinancing agreement with Danske Bank as part of a term loan of SEK 300 million
Ovzon
Early repayment of a loan by a borrower
(commonly known as a curtailment) or in full, often as a result of optional refinancing to take advantage of lower interest rates. In the case of a mortgage-backed
Prepayment_of_loan
Ownership of property by two or more individuals
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Concurrent_estate
Retail and commercial bank in California
“No Closing Cost” Loan Program which reduced the borrowers' costs of refinancing their mortgage with fees refunded at closing. These fees were a direct
Fremont_Bank
Ritual celebration of mortgage payment competition
be re-sold or re-financed well before the end of the mortgage term. Refinancing, or restructuring of mortgage terms, was often undertaken to obtain a
Mortgage_burning
Scottish-French economist and financier (1671–1729)
would propose for establishing new systems of finance, paper money and refinancing the national debt in a subsequent tract entitled Money and Trade Considered:
John_Law_(economist)
Brazilian politician (born 1957)
presidency. Running on a platform that included a public credit debt refinancing, a progressive tax system with dividend tax, increased funding for education
Ciro_Gomes
Australian term for manipulation of employee benefits
Rent-to-own Student loan Pawn Title loan Payday loan Refund anticipation loan Refinancing Debt consolidation Debt rescheduling Bankruptcy Employment contract Salary
Salary_packaging
American trade association for real estate brokers
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
National Association of Realtors
National_Association_of_Realtors
Process of selecting a portfolio
Rent-to-own Student loan Pawn Title loan Payday loan Refund anticipation loan Refinancing Debt consolidation Debt rescheduling Bankruptcy Employment contract Salary
Portfolio_optimization
Credit union based in Riverdale, Utah
residential mortgages with incentives such as no fees for first mortgage refinancing, a quarter-point reduction in the interest rate if payments were to be
America_First_Credit_Union
US relief program (1933–1935)
Works Administration Communications Act Executive Order 6102 Homeowners Refinancing Act Farm Credit Administration Federal Deposit Insurance Corporation
Federal Emergency Relief Administration
Federal_Emergency_Relief_Administration
Professional who buys and sells shares for others
Rent-to-own Student loan Pawn Title loan Payday loan Refund anticipation loan Refinancing Debt consolidation Debt rescheduling Bankruptcy Employment contract Salary
Stockbroker
Hotel and casino in Atlantic City, United States
bankruptcy in March 1992. Trump reacquired full ownership of the Castle in a refinancing deal in December 1993. He then sold the property in September 1996 to
Golden_Nugget_Atlantic_City
United States tax legislation
Treasury refinancing the national debt at lower interest rates. The CBO estimate did not count or only gave partial credit for the debt refinancing plan,
Omnibus Budget Reconciliation Act of 1993
Omnibus_Budget_Reconciliation_Act_of_1993
crisis. However, the regulator preferred to combat inflation, raising the refinancing rate and bank reserve contributions. 1 September hike in reserve rate
Great_Recession_in_Russia
American blast furnace and coking company, 1920 to 1930
The Trumbull-Cliffs Furnace Company existed from 1920 to 1930. It operated a pig iron blast furnace and coking factory in Warren, Ohio, in the United States
Trumbull-Cliffs Furnace Company
Trumbull-Cliffs_Furnace_Company
Transfer of street right-of-way to private entity
financing and valuation Asset-based lending Capitalization rate Cash out refinancing Effective gross income Gross rent multiplier Hard money loan Highest
Street_vacation
Business cycle contraction
is also market risk like e.g. systemic risk, liquidity risk like e.g. refinancing risk, investment risk like e.g. model risk, business risk like e.g. political
Recession
American publisher of textbooks
Houghton Mifflin Harcourt's CEO at the time, Barry O'Callaghan, that the refinancing had received approval from more than 90% of lenders. The terms included
Houghton_Mifflin_Harcourt
REFINANCING
REFINANCING
REFINANCING
REFINANCING
Boy/Male
Muslim/Islamic
Worship
Female
English
The origin of the American southern "Dixie" is uncertain; however, Louisiana dollars had the French word dix printed on them, DIXIE means "tenth," and this may have been what inspired the song about "the land of dixies," and later the name itself.
Girl/Female
Indian, Sanskrit
Sweet Lotus
Boy/Male
Tamil
Lord, Supreme spirit
Girl/Female
Hindu, Indian
Goddess Lakshmi
Boy/Male
Tamil
Oath
Boy/Male
English American
Hiding place; hidden area.
Girl/Female
Gujarati, Indian
Success and Power
Boy/Male
Sikh
Palace
Girl/Female
Hindu, Indian
Birds
REFINANCING
REFINANCING
REFINANCING
REFINANCING
REFINANCING