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Search references for CREDIT HISTORY. Phrases containing CREDIT HISTORY
See searches and references containing CREDIT HISTORY!CREDIT HISTORY
Record of a borrower's responsible repayment of debts
A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number
Credit_history
Numerical expression representing a person's creditworthiness
individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies
Credit_score
Card for financial transactions on credit
the credit limit. Credit scores and credit history do not exist in France; therefore, there is no need to build a credit history through credit cards
Credit_card
Financial term for the trust between parties in transactions with a deferred payment
Credit (from Latin creditum, "loan") is the trust which allows one party to provide money or resources to another party wherein the second party does not
Credit
U.S. federal legislation
Adverse Credit History Background check Credit card Credit history Credit rating agency Credit score Fair and Accurate Credit Transactions Act Fair Credit Billing
Fair_Credit_Reporting_Act
A credit score is a numerical expression derived from an analysis of an individual's credit history and credit report, used to estimate the relative likelihood
Credit score in the United States
Credit_score_in_the_United_States
Consumer borrowing and bill-paying history tracking agency
agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in
Credit_bureau
Credit unions are not-for-profit financial cooperatives. In the early stages of development of a nation's financial system, unserved and underserved populations
History_of_credit_unions
lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens
Prescreen
International consumer finance provider
and other consumer credit products, primarily in emerging markets, with a focus on customers with limited credit histories. Home Credit is part of PPF Group
Home_Credit
List of people involved in the production of media
Credits are traditionally used in various forms of media to provide attribution to the people involved in producing it. It is commonly found in films
Credits
to one's credit history, alerts of critical changes to one's credit history, and additional services. Credit monitoring can help detect credit related
Credit_report_monitoring
credit reporting data furnishers (who are members of the credit bureau with a data furnishing service agreement) to report consumers' credit history information
Metro_2_format
U.S. federal law
titles: Identity Theft Prevention and Credit History Restoration, Improvements in Use of and Consumer Access to Credit Information, Enhancing the Accuracy
Fair and Accurate Credit Transactions Act
Fair_and_Accurate_Credit_Transactions_Act
Short sequence that appears after all or part of the final credits
A post-credits scene (also known as a stinger, end tag, or credit cookie) is a short teaser clip that appears after the closing credits have rolled and
Post-credits_scene
Process of identification of a person, for security concerns
checks can include: Academic enrollment history Criminal history Credit history Driving records Employment history International background check Online
Background_check
Financial technology platform
person's complete financial picture, taking into consideration credit history, employment history, earning potential, and other data to determine creditworthiness
LendingPoint
Loan in which a party agrees to repay the borrower's debt if they default
guarantor is often a family member or trusted friend who has a better credit history than the person taking out the loan and the arrangement is, therefore
Unsecured_guarantor_loan
Business credit reports are reports that show the credit history of a business. They are usually created by credit bureaus when a credit grantor reports
Business_credit_reports
Type of used car dealership
themselves extend credit to purchasers of automobiles. Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high
Buy_here,_pay_here
Maximum amount of credit lent to a debtor
A credit limit is the maximum amount of credit that a financial institution or other lender extends to a debtor on a particular credit card or line of
Credit_limit
Type of loan
actual home equity. Most home equity loans require good to excellent credit history, reasonable loan-to-value and combined loan-to-value ratios. Home equity
Home_equity_loan
Defunct Swiss multinational bank
Credit Suisse Group AG (French pronunciation: [kʁe.di sɥis], lit. 'Swiss Credit') was a Swiss investment bank and financial services firm founded and
Credit_Suisse
British sub-prime lender
credit cards, loans and consumer vehicle finance. It primarily services customers with a sub-prime credit history who have been declined for credit from
Vanquis_Banking_Group
Ant Group consumer credit scoring program
Zhima Credit (Chinese: 芝麻信用; pinyin: Zhīma Xìnyòng; also known as Sesame Credit) is a private company-run credit scoring and loyalty program system developed
Zhima_Credit
Obligation of repayment without a collateral
course, in addition to other standard criteria such as the guarantor's credit history, bank account statements, assets and holdings, etc. However, in rare
Unsecured_debt
American multinational personal finance company
Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. It is best known
Credit_Karma
Practice in personal finance
information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a
Pre-approval
countries by credit rating, showing long-term foreign currency credit ratings for government bonds as reported by the largest three major credit rating agencies:
List of countries by credit rating
List_of_countries_by_credit_rating
French financial services company
Crédit Agricole Group (French: [kʁedi aɡʁikɔl]), sometimes called La banque verte (pronounced [la bɑ̃k vɛʁt], lit. 'The green bank', due to its historical
Crédit_Agricole
credit history. A common purpose of a personal guarantee is to allow a loan to be extended to an organization or person with either no credit history
Personal_guarantee
American political scandal
The Crédit Mobilier scandal (French pronunciation: [kʁedi mɔbilje]) was a two-part fraud conducted from 1864 to 1867 by the Union Pacific Railroad and
Crédit_Mobilier_scandal
Tool used to assess customers for creditworthiness
A credit score is a numerical expression representing the creditworthiness of an individual. A credit score is primarily based on a credit report, information
Credit_scorecards
Arranged ability to borrow money
A line of credit is a credit facility extended by a bank or other financial institution to a customer. The customer- who may be a government, business
Line_of_credit
Indian credit bureau
TransUnion CIBIL Limited is a credit information company operating in India. It maintains credit files on 600 million individuals and 32 million businesses
TransUnion_CIBIL
Former French bank
Crédit Lyonnais (French: [kʁedi ljɔnɛ], lit. 'Credit [Bank] of Lyon') was a major French bank, created in 1863 and absorbed by former rival Crédit Agricole
Crédit_Lyonnais
Business credit monitoring or company credit tracking is the monitoring of a business's credit history over time using business credit reports. They are
Business_credit_monitoring
Method used for calculating creditworthiness
analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability
Credit_analysis
Organisation that provides an indivitual's past credential record
past track record with credit. Credit rating agencies provide credit references for companies while credit bureaus provide credit references for individuals
Credit_reference
Commercial document used by sellers and buyers
A credit note or credit memo is a commercial document, utilized in business transactions to indicate a reduction in the amount owed by a customer or owed
Credit_note
Financial institution that accepts deposits
continuation of ideas and concepts of credit and lending that have their roots in the ancient world. In the history of banking, a number of banking dynasties –
Bank
Card issued by a financial institution
forgetting to pay a credit card bill. Credit scores or credit history do not exist in France, and therefore the need to build a credit history does not exist
Payment_card
Member-owned financial cooperative
accounts), credit cards, credit, share term certificates (certificates of deposit), and online banking. Normally, only a member of a credit union may deposit
Credit_union
Doxed personal information hosting website
include Social Security numbers, credit histories, loan documents and mortgage information of the individuals. The credit history information appears to have
Exposed.su
French cooperative bank
Crédit Mutuel (French pronunciation: [kʁedi mytɥɛl]; lit. 'Mutual Credit') is a French cooperative banking group, one of the country's top five banks with
Crédit_Mutuel
US Federal Housing Administration mortgage insurance
may not qualify for traditional financing due to limited savings or credit history. FHA loans can be used to purchase, refinance, or renovate a primary
FHA_insured_loan
American consumer credit reporting agency
multinational consumer credit reporting agency headquartered in Atlanta, Georgia, and is one of the three largest consumer credit reporting agencies, along
Equifax
Credit union in the United States
Navy Federal Credit Union (or Navy Federal) is an American global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority
Navy_Federal_Credit_Union
about the borrower's default history, the credit history will be upgraded at a certain point (the upper limits of credit history) and the default probability
Default_trap
Fintech company owned by Capital One
technology with the goal of providing credit cards to startups with venture capital funding but with limited credit history. By August 2018, the company had
Brex
Lebanese bank
2005, Credit Libanais launched its Islamic banking operations through its subsidiary, the Lebanese Islamic Bank. Throughout its history, Credit Libanais
Credit_Libanais
Colonies made wide use of credit. Credit was used for domestic and overseas goods, as well as a method of repayment. Credit allowed colonists to defer
Credit in the Thirteen Colonies
Credit_in_the_Thirteen_Colonies
Small loans to impoverished borrowers
services due to a lack of collateral, steady employment, and a verifiable credit history. The primary aim of microcredit is to support entrepreneurship, facilitate
Microcredit
Japanese financial services company
Credit Saison Co., Ltd. (株式会社クレディセゾン, Kabushiki-gaisha Kuredi Sezon), commonly known as Credit Saison (クレディセゾン, Kuredi Sezon) or simply Saison (セゾン, Sezon)
Credit_Saison
Chinese state-run system for evaluating risk
The social credit system (Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national credit rating and blacklist implemented by the government of the
Social_credit_system
The Mortgage Credit Directive (MCD) is a body of European Union legislation for the regulation of first- and second charge mortgages and consumer buy-to-let
Mortgage_Credit_Directive
the credit department. This position is often entry level. Job responsibilities may include: Collections Gathering credit reports, financial histories and
Credit_assistant
American bank
Statement". "History and Vision - Patelco Credit Union". www.patelco.org. Retrieved July 19, 2021. "History and Vision - Patelco Credit Union". www.patelco
Patelco_Credit_Union
Document issued by a financial institution
A letter of credit (LC), also known as a documentary credit or bankers commercial credit, or letter of undertaking (LoU), is a payment mechanism used in
Letter_of_credit
Credit scoring system
VantageScore is a consumer credit-scoring system in the United States, created through a joint venture of the three major credit bureaus (Equifax, Experian
VantageScore
the personal credit history of a small business owner with commercial credit history. This version can be more predictive in assessing credit risk for smaller
Intelliscore
American financial services company
charged. In June 2020, Chime launched Credit Builder, a credit card designed to help consumers build their credit history. Chime was the most downloaded digital
Chime_(company)
Interest charged to credit card users
Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder)
Credit_card_interest
Sides of an account in double-entry bookkeeping
value to that account, and a credit entry represents a transfer from the account. Each transaction transfers value from credited accounts to debited accounts
Debits_and_credits
Company that assigns credit ratings
A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by
Credit_rating_agency
Evaluation process for potential renters
Retrieved 2026-07-28. Shatus, Tracy (20 March 2020). "The Importance of Credit History for Tenant Screening". Global Background Screening L.L.C. Retrieved
Tenant_screening
Type of loan with collateral pledged
debt because of the added security for the lender; however, credit risk (e.g. credit history, and ability to repay) and expected returns for the lender
Secured_loan
Former U.S. tax credit
The Hope credit, provided by 26 U.S.C. § 25A(b), was available to taxpayers who have incurred expenses related to the first two years of post-secondary
Hope_credit
Credit is an extinct town in Craighead County, Arkansas, United States. Credit got its start in the 1890s when the railroad was extended to that point
Credit,_Arkansas
Financial swap agreement in case of default
A credit default swap (CDS) is a financial swap agreement that the seller of the CDS will compensate the buyer in the event of a debt default (by the debtor)
Credit_default_swap
Type of market failure
Credit rationing by definition is limiting the lenders of the supply of additional credit to borrowers who demand funds at a set quoted rate by the financial
Credit_rationing
Credit clearing is a practice in which a group of banks or businesses offset mutual obligations by netting payments and settling only the remainder. While
Credit_clearing
Credit scoring systems in the United States have garnered considerable criticism from various media outlets, consumer law organizations, government officials
Criticism of credit scoring systems in the United States
Criticism_of_credit_scoring_systems_in_the_United_States
19th-century French banking company
The Crédit Mobilier (French pronunciation: [kʁedi mɔbilje]; officially the Société Générale du Crédit Mobilier [sɔsjete ʒeneʁal dy kʁedi mɔbilje], lit
Crédit_Mobilier
Risk that a borrower or counterparty fails to meet financial obligations
Credit risk is the chance that a borrower does not repay a loan or fulfill a loan obligation. For lenders the risk includes late or lost interest and principal
Credit_risk
American federal student loan
adverse credit based on the review of at least one credit report from a national credit reporting agency. Lack of a credit history or insufficient credit history
Grad_PLUS
Credit rating agencies (CRAs), firms which rate debt instruments/securities according to the debtor's ability to pay lenders back, played a significant
Credit rating agencies and the subprime crisis
Credit_rating_agencies_and_the_subprime_crisis
Indian credit bureau
directly access their credit scores from CRIF High Mark. It records repayment history, defaults and frauds on loans and credit facilities extended to
CRIF High Mark Credit Information Services
CRIF_High_Mark_Credit_Information_Services
Non-publicly traded asset
Private credit is an aspect of the shadow banking system involving assets defined by non-bank lending where the debt is not issued or traded on the public
Private_credit
Ethnic credit union headquartered in Brooklyn, New York
Slavic Federal Credit Union (PSFCU) (Polish: Polsko-Słowiańska Federalna Unia Kredytowa) is a federally insured, federally-chartered, credit union with over
Polish & Slavic Federal Credit Union
Polish_&_Slavic_Federal_Credit_Union
Credit union in the US
resulted in a lack of credit history because individuals could not report any activity to credit agencies. Without a credit history, Latinos and Hispanics
Latino_Community_Credit_Union
United States historic place
into exhibit space about credit union history in the United States. The first floor pays tribute to the founding era of the credit union from 1908 to 1933
America's_Credit_Union_Museum
American businessman
company selling and financing used cars for sub-prime buyers with poor credit history. Garcia took the company public on the NASDAQ exchange in 1996, trading
Ernest_Garcia_II
Credit union in Texas, US
Rally Credit Union (formerly known as Navy Army Community Credit Union and Navy Army Federal Credit Union) is a credit union headquartered in Corpus Christi
Rally_Credit_Union
Tradeable finance index
The loan credit default swap index (LCDX) is a loan-only credit default swap index created by CDS Index Company (CDSIndexCo). The LCDX index is a tradeable
Loan credit default swap index
Loan_credit_default_swap_index
Network of financial institutions
The Farm Credit System (FCS) in the United States is a nationwide network of borrower-owned lending institutions and specialized service organizations
Farm_Credit_System
Credit union based in Colorado and Minnesota
Wings Credit Union is a community credit union serving a 21 county area in Northern, Central and Southern Colorado, eligible Minnesota and Wisconsin counties
Wings_Credit_Union
American credit union
MidFlorida Credit Union (stylized as MIDFLORIDA) is a credit union based in Lakeland, Florida. MidFlorida has 65+ locations throughout the state of Florida
MidFlorida_Credit_Union
Mortgage loan offered to rural property owners
taxes and insurance. In addition, applicants must have reasonable credit histories. Additionally, the property must be located within the USDA RD Home
USDA_home_loan
Defunct bank founded to commit fraud and other crimes (1972–1991)
The Bank of Credit and Commerce International (BCCI) was an international bank founded in 1972 by Agha Hasan Abedi, a Pakistani financier. The bank was
Bank of Credit and Commerce International
Bank_of_Credit_and_Commerce_International
Aided by a local bank that provided loans to Bosnians without a U.S. credit history, Bosnian refugees founded numerous small businesses such as auto shops
History of Bosnian Americans in St. Louis
History_of_Bosnian_Americans_in_St._Louis
Form of consumer debt
credit scores. Total credit utilization, payment history, and the length of credit history are among the factors that determine a consumer's credit score
Credit_card_debt
Trade association in the United States
credit information on consumers so they could better determine their credit payment history. In 1907, the organization changed its name to the National Association
Consumer Data Industry Association
Consumer_Data_Industry_Association
Loans to people with higher credit risk
payment." The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than
Subprime_lending
Distributive economic theory
Social credit is a distributive philosophy of political economy developed in the 1920s and 1930s by the British engineer and economist C. H. Douglas. Douglas
Social_credit
Credit union headquartered in Kingsport, Tennessee
Texas. ECU is ranked 34 on the list of the largest 100 credit unions in the United States. History ECU was chartered on September 10, 1934, initially serving
Eastman_Credit_Union
Credit Union
Wisconsin Credit Union (doing business as UW Credit Union) is a credit union headquartered in Madison, Wisconsin. As of Q4 of 2024, UW Credit Union has
UW_Credit_Union
Welfare benefit in the United Kingdom
Universal Credit is a United Kingdom–based social security payment. It is means-tested and is replacing and combining six benefits, for working-age households
Universal_Credit
Credit union in Live Oak, Texas
Federal Credit Union (RBFCU) is a credit union headquartered in Live Oak, Texas, chartered and regulated under the authority of the National Credit Union
Randolph-Brooks Federal Credit Union
Randolph-Brooks_Federal_Credit_Union
Blaze Credit Union (stylized Blaze CREDIT UNION) is a not-for-profit financial cooperative that was founded as the Twin City Co-ops Credit Union in 1934
Blaze_Credit_Union
travel, tourism, insurance
CREDIT HISTORY
CREDIT HISTORY
Girl/Female
Gujarati, Hindu, Indian
One who Gets Credit
Boy/Male
Gujarati, Hindu, Indian
Credit
Boy/Male
Hindu
Credit, Marvelous
Girl/Female
Assamese, Hindu, Indian, Jain, Kannada, Malayalam, Marathi, Sanskrit, Tamil, Telugu
Excellent; Credit; To Give Credit to Someone; Auspicious
Girl/Female
Gujarati, Hindu, Indian
The One who Gets Credit
Boy/Male
Muslim
Esteem. Credit.
Boy/Male
Hindu, Indian, Kannada, Malayalam, Marathi, Sanskrit, Telugu
Victory; Credit and Success; Credit of Fame
Female
English
Hungarian form of English Edith, EDIT means "rich battle."
Boy/Male
Gujarati, Hindu, Indian
Credit
Boy/Male
Gujarati, Hindu, Indian, Kannada, Malayalam, Marathi, Sanskrit, Telugu
Credit; Marvellous
Girl/Female
Indian, Telugu
One who Gets Credit
Girl/Female
Hindu, Indian, Tamil
One who Gets Credit
Girl/Female
Tamil
One who gets credit
Girl/Female
Gujarati, Hindu, Indian
One who Gets Credit; Brainy
Boy/Male
Anglo Saxon Welsh
Name of a king.
Boy/Male
Hindu, Indian, Kannada, Malayalam, Marathi, Telugu
Credit
Boy/Male
Arabic
Esteem; Credit
Boy/Male
Tamil
Credit, Marvelous
Boy/Male
Hindu
Credit, Marvelous
Boy/Male
Tamil
Credit, Marvelous
CREDIT HISTORY
CREDIT HISTORY
CREDIT HISTORY
CREDIT HISTORY
CREDIT HISTORY
CREDIT HISTORY
CREDIT HISTORY
travel, tourism, insurance