What is the name meaning of HOWARD. Phrases containing HOWARD
See name meanings and uses of HOWARD!HOWARD
Surname or Lastname
English
English : from the Norman personal name Huard, Heward, composed of the Germanic elements hug ‘heart’, ‘mind’, ‘spirit’ + hard ‘hardy’, ‘brave’, ‘strong’.English : from the Anglo-Scandinavian personal name HÄward, composed of the Old Norse elements há ‘high’ + varðr ‘guardian’, ‘warden’.English : variant of Ewart 2.Irish : see Fogarty.Irish (County Clare) surname adopted as an equivalent of Gaelic Ó hÃomhair, which was formerly Anglicized as O’Hure.The house of Howard, the leading family of the English Roman Catholic nobility, was founded by Sir William Howard or Haward of Norfolk (d. 1308). The family acquired the dukedom of Norfolk by marriage. The first duke of Norfolk of the Howard line was created earl marshal of England by Richard III in 1483, and this office has been held by his succeeding male heirs to the present day. They also hold the earldoms of Suffolk, Berkshire, Carlisle, and Effingham. Henry VIII’s fifth queen, Catherine Howard (?1520–42), was a niece of Thomas Howard, 3rd Duke of Norfolk. American Howards include the father and son John Eager Howard and Benjamin Chew Howard of Baltimore, MD, both MD politicians.
HOWARD
Name list
Look up Howard in Wiktionary, the free dictionary. Howard is a masculine given name derived from the English surname Howard. The Oxford Dictionary of
Howard
American aviator, aerospace engineer and business magnate (1905–1976)
Howard Robard Hughes Jr. (December 24, 1905 – April 5, 1976) was an American aviator, aerospace engineer, business magnate, film producer, and investor
Howard_Hughes
American filmmaker and actor (born 1954)
Ronald William Howard (born March 1, 1954) is an American filmmaker and actor. He started his career as a child actor before transitioning to directing
Ron_Howard
American actor (born 1969)
Terrence Dashon Howard (born March 11, 1969) is an American actor performing on film and television. He has received a Screen Actors Guild Award as well
Terrence_Howard
Queen of England from 1540 to 1541
Catherine Howard (c. 1523 – 13 February 1542) was Queen of England from July 1540 until November 1541 as the fifth wife of King Henry VIII. She was the
Catherine_Howard
American radio and television personality (born 1954)
Howard Allan Stern (born January 12, 1954) is an American broadcaster, comedian, and media personality. He is best known for The Howard Stern Show, which
Howard_Stern
American comedian and actor (1897–1975)
Moe Howard (born Moses Harry Horwitz; June 19, 1897 – May 4, 1975) was an American comedian and actor. He is best known as the leader and straight man
Moe_Howard
American businessman and government official (born 1961)
Howard William Lutnick (born July 14, 1961) is an American businessman and government official who has served as the 41st United States secretary of commerce
Howard_Lutnick
American businessman (1903–1964)
Howard Homan Buffett (August 13, 1903 – April 30, 1964) was an American businessman, investor, and politician. He was a four-term Republican United States
Howard_Buffett
American businessman (born 1954)
Howard Graham Buffett (born December 16, 1954) is an American businessman, former politician, philanthropist, photographer, farmer, and conservationist
Howard_Graham_Buffett
American businessman (born 1953)
Howard D. Schultz (born July 19, 1953) is an American businessman and author who was the chairman and chief executive officer of Starbucks from 1986 to
Howard_Schultz
American basketball player (born 1985)
Dwight David Howard II (born December 8, 1985) is an American professional basketball player for Black Fortress Tbilisi of the Georgian Superliga. Nicknamed
Dwight_Howard
Topics referred to by the same term
Edward Howard or Ed Howard may refer to: Edward Howard (died 1620), Member of Parliament for Reigate Edward Howard, 1st Baron Howard of Escrick (died
Edward_Howard
American comedian and actor (1903–1952)
Jerome Howard (born Jerome Lester Horwitz; October 22, 1903 – January 18, 1952), better known by his stage name Curly Howard, was an American comedian
Curly_Howard
American musician (born 1988)
Brittany Amber Howard (born October 2, 1988) is an American musician from Athens, Alabama. She rose to prominence in the early 2010s as the lead vocalist
Brittany_Howard
American soccer player (born 1979)
Howard (born March 6, 1979) is an American former professional soccer player who played as a goalkeeper. Nicknamed the "Secretary of Defense", Howard
Tim_Howard
Private historically black university in Washington, D.C., US
Howard University is a private, historically black, federally chartered research university in Washington, D.C., United States. It is classified among
Howard_University
English actor and writer (1893–1943)
Leslie Howard Steiner (3 April 1893 – 1 June 1943), better known as Leslie Howard, was an English actor, director, producer, and writer. He wrote many
Leslie_Howard
American playwright, lyricist, and director (1950–1991)
Howard Elliott Ashman (May 17, 1950 – March 14, 1991) was an American playwright, lyricist, and stage director. He is most widely known for his work on
Howard_Ashman
Prime Minister of Australia from 1996 to 2007
John Winston Howard (born 26 July 1939) is an Australian former politician who served as the 25th prime minister of Australia from 1996 to 2007, holding
John_Howard
American comic book character by Marvel
Howard Stark is a character appearing in American comic books published by Marvel Comics. The character primarily appears in a supporting role in stories
Howard_Stark
American actress and director (born 1981)
Bryce Dallas Howard (born March 2, 1981) is an American actress and director. The eldest child of the filmmaker Ron Howard, she studied acting at the
Bryce_Dallas_Howard
American actor (born 1959)
Clinton Engle Howard (born April 20, 1959) is an American actor. He is the second son born to American actors Rance Howard and Jean Speegle Howard, and younger
Clint_Howard
British archaeologist and Egyptologist (1874–1939)
Howard Carter (9 May 1874 – 2 March 1939) was a British archaeologist and Egyptologist who became known for discovering the intact tomb of the 18th Dynasty
Howard_Carter
American actor, director and martial artist (born 1997)
Leo Howard (born July 13, 1997) is an American actor, director, musician and martial artist. Known for incorporating his karate skills into his roles across
Leo_Howard
American football player (born 1970)
Desmond Kevin Howard (born May 15, 1970) is an American former professional football wide receiver who played in the National Football League (NFL) for
Desmond_Howard
Topics referred to by the same term
Howard Beale may refer to: Howard Beale (politician) (1898–1983), Australian politician and Ambassador to the United States Howard K. Beale (1899–1959)
Howard_Beale
Topics referred to by the same term
Anne Howard or Ann Howard may refer to: Anne of York, Lady Howard (1475–1511), English princess; daughter of Edward IV Anne Howard, Countess of Oxford
Anne_Howard
American chain of hotels and motels
Howard Johnson by Wyndham, still commonly referred to as Howard Johnson's, is an American hotel brand with roughly 300 hotels in 15 countries. It was
Howard_Johnson's
British comedian and presenter (born 1980)
Russell Howard (born 23 March 1980) is an English comedian, television presenter, radio presenter and actor. He has hosted his own television shows, Russell
Russell_Howard
American actor (1944–2016)
Kenneth Joseph Howard Jr. (March 28, 1944 – March 23, 2016) was an American actor. He was known for his roles as Thomas Jefferson in 1776 (1972) and as
Ken_Howard
American comedian and actor (1895–1955)
Shemp Howard (born Samuel Horwitz; March 11, 1895 – November 22, 1955) was an American comedian and actor. He is best known as the third Stooge in The
Shemp_Howard
American historian and socialist philosopher (1922–2010)
Howard Zinn (August 24, 1922 – January 27, 2010) was an American historian and a veteran of World War II. He was chair of the history and social sciences
Howard_Zinn
American actress (born 1985)
Cheryl (née Alley) Howard and actor-director Ron Howard. She has a twin sister Jocelyn Howard, an elder sister, actress Bryce Dallas Howard, and a younger
Paige_Howard
Topics referred to by the same term
Howard Johnson may refer to: Howard Johnson (lyricist) (1887–1941), American songwriter Howard E. Johnson (musician) (1908–1991), American swing alto saxophonist
Howard_Johnson
Topics referred to by the same term
Robert Howard may refer to: Robert Howard (playwright) (1626–1698), English playwright and politician Robert Boardman Howard (1896–1983), American muralist
Robert_Howard
American actor (1940–2022)
Howard Hesseman (February 27, 1940 – January 29, 2022) was an American actor known for his television roles as burned-out disc jockey Dr. Johnny Fever
Howard_Hesseman
American sport journalist and broadcaster (1918–1995)
Howard William Cosell (/koʊˈsɛl/; né Cohen; March 25, 1918 – April 23, 1995) was an American sports journalist, broadcaster, and author. He became prominent
Howard_Cosell
American politician (born 1948)
Howard Brush Dean III (born November 17, 1948) is an American physician and retired politician who served as the 79th governor of Vermont from 1991 to
Howard_Dean
Topics referred to by the same term
Frank or Frankie Howard may refer to: Frank Key Howard (1826–1872), American newspaper editor Frank Howard (columnist) (1931–2008), Canadian journalist
Frank_Howard
English actor (1913–1988)
Trevor Wallace Howard-Smith (29 September 1913 – 7 January 1988) was an English stage and screen actor. After varied work in the theatre, he achieved leading
Trevor_Howard
Margo Howard-Howard (1935 – September 3, 1988) was a drag queen who wrote memoirs titled I Was a White Slave in Harlem shortly before her death. With
Margo_Howard-Howard
President of the United States from 1909 to 1913
William Howard Taft (September 15, 1857 – March 8, 1930) was the 27th president of the United States from 1909 to 1913 and the tenth chief justice of the
William_Howard_Taft
American basketball player (born 1991)
Natasha Howard (born September 2, 1991) is an American professional basketball player for the Minnesota Lynx of the Women's National Basketball Association
Natasha_Howard
2019 film by the Safdie brothers
Garnett, Idina Menzel, and The Weeknd in his debut role. Sandler plays Howard Ratner, a jeweler and gambling addict who must retrieve an opal to pay off
Uncut_Gems
British architectural historian (1919–2007)
Sir Howard Montagu Colvin CVO CBE FBA FRHistS FSA (15 October 1919 – 27 December 2007) was a British architectural historian who produced two of the most
Howard_Colvin
American actuary (born 1943)
Howard Edward Winklevoss Jr. (born September 1, 1943) is an American actuary. He is an academic and entrepreneur who has a practice in benefits management
Howard_Winklevoss
British actor (1910–1995)
Arthur Howard (born Arthur John Steiner; 18 January 1910 – 18 June 1995)[citation needed] was an English stage, film and television actor. Born in Camberwell
Arthur_Howard
Topics referred to by the same term
Alan Howard may refer to: Alan Howard (actor) (1937–2015), English actor Alan Howard (cricketer) (1909–1993), English cricketer Alan Howard (engineer)
Alan_Howard
Marvel Comics character
Howard the Duck is a fictional character appearing in American comic books published by Marvel Comics. The character was created by writer Steve Gerber
Howard_the_Duck
American army general (1830–1909)
Oliver Otis Howard (November 8, 1830 – October 26, 1909) was a career United States Army officer and a Union general in the Civil War. As a brigade commander
Oliver_Otis_Howard
American college football program
The team was known as the Howard Bulldogs through the 1965 season when Howard College was renamed as Samford University. Howard was located in Birmingham
Samford_Bulldogs_football
English noble family
The Howard family is an English noble family founded by John Howard, who was created Duke of Norfolk (third creation) by King Richard III of England in
Howard_family
American film producer and television producer
Sandy Howard (August 1, 1927 – May 16, 2008) was an American film producer and television producer. A native of the Bronx, New York City, Howard wrote
Sandy_Howard
American basketball player and coach (born 1973)
Juwan Antonio Howard (/dʒuːˈwɑːn/ joo-WAWN) (born February 7, 1973) is an American professional basketball coach and former player, currently an assistant
Juwan_Howard
Topics referred to by the same term
Mark Howard may refer to: Mark Howard (footballer, born January 1986), English footballer Mark Howard (footballer, born September 1986), English football
Mark_Howard
Topics referred to by the same term
Elizabeth Howard may refer to: Elizabeth Boleyn, Countess of Wiltshire (c. 1480–1538), née Elizabeth Howard, mother of Anne Boleyn Elizabeth Howard, Duchess
Elizabeth_Howard
American actor (1928–2017)
actor and filmmaker Ron Howard and actor Clint Howard, and grandfather of actresses Bryce Dallas Howard and Paige Howard. Howard appeared in films such
Rance_Howard
Welsh actor
Andrew Howard (born 12 June 1969) is a Welsh theatre, television and film actor. Andrew grew up in Canton and Ely districts of Cardiff. Howard trained
Andrew_Howard
British politician (born 1941)
Michael Howard, Baron Howard of Lympne (né Hecht; born 7 July 1941) is a British politician who was Leader of the Conservative Party and Leader of the
Michael_Howard
Topics referred to by the same term
Henry Howard may refer to: Henry Howard, Earl of Surrey (1517–1547), English aristocrat and poet Henry Howard, 1st Earl of Northampton (1540–1614), son
Henry_Howard
American baseball player (born 1979)
Ryan James Howard (born November 19, 1979), nicknamed "the Big Piece", is an American former professional baseball first baseman. Howard spent his entire
Ryan_Howard
Topics referred to by the same term
Howard Taylor may refer to: Howard Taylor (tennis) (1865–1920), American tennis player Howard Taylor (cricketer) (1908–1985), English cricketer Frederick
Howard_Taylor
American radio show
The Howard Stern Show is an American radio show hosted by Howard Stern that gained wide recognition when it was nationally syndicated on terrestrial radio
The_Howard_Stern_Show
American film director (1896–1977)
Howard Winchester Hawks (May 30, 1896 – December 26, 1977) was an American film director, producer, and screenwriter of the classic Hollywood era. The
Howard_Hawks
Canadian film score composer (born 1946)
Howard Leslie Shore (born October 18, 1946) is a Canadian composer, conductor, and orchestrator noted for his film scores. He has composed the scores for
Howard_Shore
American actress (born 1966)
Traylor Elizabeth Howard (born June 14, 1966) is an American actress. From 2005 to 2009, Howard played Natalie Teeger in the USA Network television series
Traylor_Howard
Topics referred to by the same term
Thomas or Tom Howard may refer to: Thomas Howard, 2nd Duke of Norfolk (1443–1524), English soldier and statesman Thomas Howard, 3rd Duke of Norfolk (1473–1554)
Thomas_Howard
Stately home in North Yorkshire, England
Castle Howard is an English country house in Henderskelfe, North Yorkshire, 15 miles (24 km) north of York. A private residence, it has been the home of
Castle_Howard
Topics referred to by the same term
David or Dave Howard may refer to: David Howard (director) (1896–1941), American film director David Howard (photographer artist) (born 1952), experimental
David_Howard
English singer-songwriter (born 1987)
Benjamin John Howard (born 24 April 1987) is an English singer-songwriter, musician and composer. His self-released debut extended play (EP) Games in the
Ben_Howard
American professional wrestler (born 1997)
Anriel Belton (née Howard, born May 6, 1997) is an American professional wrestler. As of December 2020[update], she is signed to WWE, where she performs
Lash_Legend
American developmental psychologist (born 1943)
Howard Earl Gardner (born July 11, 1943) is an American developmental psychologist and the John H. and Elisabeth A. Hobbs Research Professor of Cognition
Howard_Gardner
European hedge fund company
Brevan Howard (officially Brevan Howard Asset Management LLP) is a European hedge fund management company based in Jersey with its funds domiciled in the
Brevan_Howard
Topics referred to by the same term
Will, Willie or William Howard may refer to: William J. Howard (1799–1862), Pittsburgh mayor in 1845 William Alanson Howard (1813–1880), U.S. representative
William_Howard
British dance music DJ and producer
Danny Howard (born 14 July 1987) is a British dance music producer, DJ, and current host of BBC Radio 1's Dance Party. Howard attended Edge Hill University
Danny_Howard
1980 film by Jonathan Demme
Melvin and Howard (stylized as Melvin (and Howard)) is a 1980 American comedy-drama film directed by Jonathan Demme. The screenplay by Bo Goldman was inspired
Melvin_and_Howard
American football player and coach (1934–2021)
Howard Leslie Schnellenberger (March 16, 1934 – March 27, 2021) was an American football coach with long service at both the professional and college levels
Howard_Schnellenberger
Topics referred to by the same term
Charles Howard may refer to: Charles Howard, 10th Duke of Norfolk (1720–1786), English peer and Earl Marshal, 1777–1786 Charles Howard, 11th Duke of Norfolk
Charles_Howard
American video game designer (born 1970)
Todd Andrew Howard (born 1970) is an American video game designer, director, and producer who serves as director and executive producer at Bethesda Game
Todd_Howard
Topics referred to by the same term
Earle Howard may refer to: Earle Howard (musician), American jazz pianist Earle Howard (politician), member of the Indiana House of Representatives Earl
Earle_Howard
Topics referred to by the same term
Christopher Howard may refer to: Christopher Howard (professor) (born 1961), an American political scientist Chris Howard (pitcher) (Christian Hugh Howard; born
Chris_Howard
Topics referred to by the same term
Howard Brown may refer to: Howard Brown (Halifax Bank) (born c. 1966), British employee of Halifax Bank who became famous for appearing in their commercials
Howard_Brown
Fictional character on the television series The Big Bang Theory
Howard Joel Wolowitz, M.Eng. is a fictional character and one of the protagonists on the CBS television series The Big Bang Theory (2007–2019) created
Howard_Wolowitz
Topics referred to by the same term
Jonathan Howard may refer to: Jonathan Howard (footballer) (born 1971), English footballer Jonathan Howard (actor) (born 1987), English actor Jon Howard (born
Jonathan_Howard
American archer (1899–1975)
Howard Hill (born Lemuel Howard Hill and later cited Howard H. Hill; November 13, 1899 – February 4, 1975) was an expert bowman who for over two decades
Howard_Hill
Topics referred to by the same term
Howard Scott may refer to: Howard Scott (engineer) (1890–1970), American engineer and founder of Technocracy Incorporated and the Technical Alliance Howard
Howard_Scott
Topics referred to by the same term
Howard Green may refer to: Howard Green (American football) (born 1979), American football player Howard Green (physician) (1925–2015), American physician
Howard_Green
Topics referred to by the same term
Jane Howard may refer to: Jane Howard, Countess of Westmorland (1533–1593), English noblewoman Jane Howard, Duchess of Norfolk (1643–1693), English noblewoman
Jane_Howard
American screenwriter and director (1911–1993)
Calvin Henry Howard (March 24, 1911 – September 10, 1993) was an American cartoon story artist, animator and director mostly remembered for his work at
Cal_Howard
American football player (born 2001)
William Thomas Howard (born September 24, 2001) is an American professional football quarterback for the Pittsburgh Steelers of the National Football League
Will Howard (American football)
Will_Howard_(American_football)
American pulp fiction writer (1906–1936)
Robert Ervin Howard (January 22, 1906 – June 11, 1936) was an American author, known for writing pulp fiction in a diverse range of genres. He created
Robert_E._Howard
Topics referred to by the same term
James or Jim Howard may refer to: James Howard, 3rd Earl of Suffolk (1619–1688/1607–1688), grandson of Thomas Howard James Scott Howard (1798–1866), Canadian
James_Howard
Better Call Saul character
Howard G. Hamlin is a fictional character who appears in the crime drama television series Better Call Saul, a spin-off and prequel of Breaking Bad. He
Howard_Hamlin
Mistress and financial backer of Louis Napoleon, later Napoleon III of France
Harriet Howard, born Elizabeth Ann Haryett (1823–1865) was a mistress and financial backer of Louis-Napoleon, later Napoleon III of France. Elizabeth Ann
Harriet_Howard
Topics referred to by the same term
Anthony Howard may refer to: Anthony Howard (American football) (born 1960), American football player Anthony Howard (journalist) (1934–2010), British
Anthony_Howard
Topics referred to by the same term
Harry Howard may refer to: Harry Howard (cricketer) (1885–1960), Australian cricketer Harry Howard (footballer, born 1871) (1871–?), English footballer
Harry_Howard
English singer and DJ (born 1968)
Howard Paul Donald (born 28 April 1968) is an English singer, songwriter, drummer, pianist, dancer, DJ and record producer. He is a member of the pop group
Howard_Donald
1986 American superhero comedy film by Willard Huyck
Howard the Duck (released in the United Kingdom as Howard... A New Breed of Hero) is a 1986 American superhero comedy film directed by Willard Huyck and
Howard_the_Duck_(film)
American singer (born 1960)
Alicia Michelle "Miki" Howard (born September 30, 1960) is an American R&B singer who had top 10 hit songs in the mid-1980s and early 1990s, including
Miki_Howard
travel, tourism, insurance
HOWARD
Male
English
Anglicized form of Danish/Norwegian HÃ¥vard, HAWARD means "high guard." This is an older form of modern English Howard.
Boy/Male
American, Anglo, Australian, British, Chinese, Christian, Danish, English, French, German, Scandinavian, Teutonic
Watchman; Guardian of the Home; High Guard
Surname or Lastname
English
English : variant of Howard 1.
Surname or Lastname
English
English : topographic name or habitational name from a dialect variant of Old and Middle English toft ‘curtilage’, ‘site’, ‘homestead’, also applied to a low hillock where a homestead used to be. Compare Toft.Robert Taft (b. about 1640), lived in Braintree, MA, and subsequently Mendon, MA. Alphonso Taft (1810–91), jurist and politician born in Townshend, VT, was the father of William Howard Taft (1857–1930), 27th president of the U.S. and chief justice of the U.S. Supreme Court.
Boy/Male
English
Nichname for Howard 'noble watchman.
Boy/Male
Teutonic American English Scandinavian
Defender.
Surname or Lastname
English and French
English and French : nickname for a lighthearted or cheerful person, from Middle English, Old French gai. In Middle English the term could also mean ‘wanton’, ‘lascivious’ and this sense may lie behind the surname in some instances.English (of Norman origin) : habitational name from places in Normandy called Gaye, from an early proprietor bearing a Germanic personal name cognate with Wade.probably from the Catalan personal name Gai (Latin Gaius), or in some cases a nickname from Catalan gay ‘cheerful’.Variant of German Gau.North German : from a Frisian personal name Gay.A Congregational clergyman and one of the forerunners of the Unitarian movement in New England, Ebenezer Gay (1696–1787) was born in Dedham, MA, which had been founded by his grandfather, John Gay, who came to America from Wiltshire, England, about 1630 and settled in Watertown, MA. Ebenezer’s great-grandson Howard was editor of the American Anti-Slavery Standard.
Surname or Lastname
English
English : from the Old French personal name Hu(gh)e, introduced to Britain by the Normans. This is in origin a short form of any of the various Germanic compound names with the first element hug ‘heart’, ‘mind’, ‘spirit’. Compare, for example, Howard 1, Hubble, and Hubert. It was a popular personal name among the Normans in England, partly due to the fame of St. Hugh of Lincoln (1140–1200), who was born in Burgundy and who established the first Carthusian monastery in England.In Ireland and Scotland this name has been widely used as an equivalent of Celtic Aodh ‘fire’, the source of many Irish surnames (see for example McCoy).
Boy/Male
American, Anglo, Australian, British, Christian, English
From the Hilly Land; Form of Howard; Guardian of the Home; Watchman
Boy/Male
Christian & English(British/American/Australian)
Strong Minded
Male
English
Pet form of English Howard, HOWIE means "high guard."
Male
English
English surname transferred to forename use, from an Anglicized form (Haward) of Danish/Norwegian HÃ¥vard, HOWARD means "high guard."
Surname or Lastname
English
English : from the Norman personal name Huard, Heward, composed of the Germanic elements hug ‘heart’, ‘mind’, ‘spirit’ + hard ‘hardy’, ‘brave’, ‘strong’.English : from the Anglo-Scandinavian personal name HÄward, composed of the Old Norse elements há ‘high’ + varðr ‘guardian’, ‘warden’.English : variant of Ewart 2.Irish : see Fogarty.Irish (County Clare) surname adopted as an equivalent of Gaelic Ó hÃomhair, which was formerly Anglicized as O’Hure.The house of Howard, the leading family of the English Roman Catholic nobility, was founded by Sir William Howard or Haward of Norfolk (d. 1308). The family acquired the dukedom of Norfolk by marriage. The first duke of Norfolk of the Howard line was created earl marshal of England by Richard III in 1483, and this office has been held by his succeeding male heirs to the present day. They also hold the earldoms of Suffolk, Berkshire, Carlisle, and Effingham. Henry VIII’s fifth queen, Catherine Howard (?1520–42), was a niece of Thomas Howard, 3rd Duke of Norfolk. American Howards include the father and son John Eager Howard and Benjamin Chew Howard of Baltimore, MD, both MD politicians.
HOWARD
HOWARD
HOWARD
HOWARD
HOWARD
HOWARD
HOWARD
travel, tourism, insurance