Acronym/Abbreviation meaning of CCAP (Chemistry)

The acronym CCAP(Chemistry) means : Crustacean Cardioactive Peptide

What is the acronym meaning/definition of CCAP ?

The abbreviation CCAP stands for: (Chemistry) Crustacean Cardioactive Peptide

Acronym meaning of CCAP (Chemistry)

CCAP (Chemistry) means: Crustacean Cardioactive Peptide

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Astrological/numerological analysis and explanation of CCAP acronym

Astrological/horoscope meaning of CCAP. CCAP means:

Understanding Mortgage Fraud

Mortgage loan commonly called a mortgage is used by buyers of real property to raise funds to buy a real estate or by existing property owners to raise fund for any purpose while putting a lien on the property being mortgaged. The lender will typically be a financial institution such as a bank, credit union or a building society.During a loan application for a mortgage, the applicant for personal reasons come out with illegal documentation for the transaction in order to obtain a loan or a larger loan from a lender. The borrower turns to misrepresent the material for collateral or manipulate the information on himself in the application. This is a criminal act aimed at achieving a selfish goal and which is punishable by law. For example in the United States the forms of mortgage fraud could be bank fraud, mail fraud, wire fraud which the person involved in the fraud can take a penalty of up to 30 years imprisonment.

Another part of mortgage fraud that is committed by the borrower or the lender is when the customer is deceived in what is called predatory mortgage lending.

Types of mortgage frauds

Occupancy fraud: This is act of misrepresenting the material which is used to obtain the mortgage loan at more favorable interest rates and term. This kind of fraud usually comes up when the borrower has in mind obtaining an investment property. Knowing that lenders charge larger interest rates on properties not used by the owner, the borrower will state in the loan application that the property acquired will serve as his primary or secondary home. The lender usually turn to put a higher interest rate on investment property because they have a higher rate of delinquency.

Income fraud

For a borrower to qualify for a loan of larger amount which is more than that his present income status can permit him to have, he turns to overstate his income. This kind of fraud mostly occurred in “stated income” mortgage loans (also commonly called liar “loans”). In some cases it was the officer in charge of assisting the borrower to obtain a given amount of loan which likely fit in a higher amount of income than that possessed by the borrower without his knowledge. This kind of fraud is seen as traditional since modern lenders no longer use the “stated income” loan. This was possible as the borrower could change information on the Form W-2 (Wage and tax statement).

Fraud on employment status

In many occasions a borrower falsify information on his employment status like claiming to work in a company that does not exist or giving a wrong information on the position he occupies as an act to justify fraud in borrower’s income.

 Fraud for profit

This is a more complex field of fraud as it involves professionals in mortgage lending and multiple parties in an act of extracting huge amounts of money from a lender. The procedure in such a scenario involves the use of the credit report of a straw borrower, in which the monetary value of a property is intentionally overstated, a dishonest action involving a settlement agent who prepares two sets of HUD (Housing and Urban Development) settlement statements in order to acquire a non-merited large loan. At the end of the day the profit generated from such acts is shared among the parties involved.

Appraisal fraud: appraisal means to attach value to something based on estimation or judgment. In appraisal fraud the value on the appraised home could be overstated or understated. An overstated appraisal can occur in a situation where an existing debt obligation (structured asset backed security) wants to be replaced by another debt obligation, so the borrower obtains more money over present structure due to this fraudulent action.On the other hand, an appraisal fraud can be a situation where the borrower in a mortgage deliberately understate his property during the renewal of a mortgage due to modifications on the loan by the lender as a result tries to reduce the amount owed.

Shot gunning: this is a kind of mortgage fraud in which the borrower obtains multiple loans on the same home in a continue manner. At the end of the day the total amount collected excessed by far the total amount the house is worth. At the side of the lenders, they are exposed to losses because the property is not worth up to the amount the borrower collected from them, moreover, the other mortgages are secondary to the first one that was recorded and subsequently balanced in that order. Multiple lenders are involved in the same property it becomes difficult to designate who will own it in case of a foreclosure. Cases like this are exemplified in the Mathew Cox case.

Theft of identity: in this case a person assumes another person’s identity to obtain a mortgage without the consent or knowledge of the holder of the identity. The author of the crime subsequently disappear without making the payment of the mortgage. This kind of crime is only identified when the lender comes to reclaim his money and the person with the real identity then proves that he is not the actual person who took the loan.

Working the gap: this happens during a very narrow time frame in which excessive lien (this is a legal claim involving a charge on a property as a result of a debt or duty) stacking is deliberately done on a specific property. Multiple Deeds of Trust, serial recording gives this narrow breach for working the gap that is the laps of tie between when the Deed of Trust is handed to the Record of Deeds and when the records actually shows on the data. Since the liens is not easily detected by a lender during the working gap, this is used by the perpetrator to deceive the lender and the perpetrator in this case is referred to as a white collar criminal.

 

What is the meaning/definition of the letters in the abbreviation CCAP?

Meaning of CCAP acronym by its letters in astronumerology

CCAP abbreviation means:

C: Meaning of C in the acronym CCAP means: C is a letter opened at one end. It exemplies openness, a welcoming attitude and the desire to share. This means healthy behaviours, confidence towards the outside world, positive thinking, striking, scholarstic abilities shown by an open-mindedness, lively and gregarious and triumphant. C curves aaway from the left to indicate prudence, nervousness in unfamiliar territory, tense and anxious behaviours when faced with the unknown.

A: Meaning of A in the acronym CCAP means: The letter A has two bars connected at a pointed edge and a cross bar holding them together. From an open end to a pointed edge signifies that all energies are trained to a point to achieve the most singularly important goal. The cross bar shows caution. Failure is avoided by stringing all required resources together. A also looks like a Pyramid with the peak as the apex of the Pyramid. Pyramids are iconic. A therefore symbolizes prominence and a desire to be recognized for ones achievements. The cross bar also represents a rung in ladder. To get to the top, one has to first step on the rung. It also means originality, a strong will power and an enterprising ability. The upper-case version consists of the two slanting sides of a triangle, crossed in the middle by a horizontal bar. It shows aspiration, the dominance to be successful, positive attitude, an optimistic world view and egotism.

P: Meaning of P in the acronym CCAP means: P has a heavy top standing on just a point to show it's strenght. It means strong, the ability tp perceive weakness and opportunities easily and clear-sightedness. By standing on its own, it shows self-centeredness, a thriving attitude and rigorousness. P also shows disconnection, strong will to go even alone and impartiality.

Acronyms, abbreviations and meanings similar to CCAP

Meaning of CCAP

CCAP means: : Charlemagne

Meaning of CCAP

CCAP means: Compagnie Céci-Arc de Paris

Meaning of CCAP

CCAP means: Council on Alcohol Problems

Meaning of CCAP

CCAP means: Center for Clean Air Policy

Meaning of CCAP

CCAP means: Comprehensive Compressed Air Program

Meaning of CCAP

CCAP means: Citizens for Clean Air in Pueblo

Meaning of CCAP

CCAP means: Centre for Contemporary Art Politics

Meaning of CCAP

CCAP means: Conference on Alcohol Problems

Meaning of CCAP

CCAP means: CT Coalition for the Advancement of Prevention

Meaning of CCAP

CCAP means: Church of Africa Presbyterian

Popular questions of CCAP people search before coming here

Q: What does CCAP stand for? A: CCAP stands for "Crustacean Cardioactive Peptide".

Q: How to abbreviate "Crustacean Cardioactive Peptide"? A: "Crustacean Cardioactive Peptide" can be abbreviated as CCAP.

Q: What is the meaning of CCAP acronym? A: The meaning of CCAP acronym is "Crustacean Cardioactive Peptide".

Q: What is CCAP abbreviation? A: One of the definitions of CCAP is "Crustacean Cardioactive Peptide".

Q: What does CCAP mean? A: CCAP as abbreviation means "Crustacean Cardioactive Peptide".

Q: What is shorthand of Crustacean Cardioactive Peptide? A: A common acronym of "Crustacean Cardioactive Peptide" is CCAP.

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